Plastic Surgery Financing; Should Patients Consider It?

As our nation works through some of the most difficult financial times we have had in recent years financing has taken many different turns. We have seen serious economic shifts in our country and more personally in the lives of many Americans. While plastic surgery financing is not new, there are more programs available today than there were a few years ago. Elective cosmetic plastic surgery is a choice and should always remain a personal choice based on an individual patient’s desires. But, unlike other medical procedures cosmetic plastic surgery is an out-of-pocket expense and patients have to factor in the financial aspect of their plastic surgery decision. To an outsider looking at the situation it is easy to make a blanket statement that a breast augmentation or a liposuction procedure should not be set up on an interest-bearing payment plan solely because it is a choice. But, when looking at the situation objectively one must look at other items consumers pay for overtime which also bear interest and are not necessity. These items include but are not limited to furniture, cars, vacations and the list continues. The degree of necessity for each of these items varies as much as the person considering them. Dr. Stuart Kincaid makes financing available to patients not as an inducement to have plastic surgery but as a viable option should they make the choice to have plastic surgery and the only obstacle that remains is the financial aspect of the surgery. Dr. Stuart Kincaid is one of the few plastic surgeons in the San Diego/La Jolla/Temecula area who offers a wide range of financial options. He offers plans from several different companies and encourages patients to compare specifics about each financial company and the plans they offer and decide which plan works best for them. Dr. Stuart Kincaid also offers a unique layaway plan which allows patients to make payments prior to having their surgery without incurring interest. Patients who have a desire to maintain their best appearance and have decided to have plastic surgery are overwhelmingly happy with the many options Dr. Stuart Kincaid offers to them.